Used Car Financing in Toronto, ON

If you’re in need of a used vehicle, the Downtown Auto Group has a huge selection of cars, SUVs and trucks available in our inventory. While buying a used vehicle is definitely going to cause less sticker-shock than buying new, you may still need to secure financing to make your purchase. Our philosophy is that buying a vehicle should be a pleasure, and that starts with applying for credit. The team of finance professionals here at the Downtown Auto Group are on hand to make the process of applying for credit, and buying a used vehicle, as painless as possible.


Can I Get Pre-Approved for Credit?

Yes! All of our dealerships offer the ability to apply for credit online before you ever set foot in the door. Please visit the individual dealership website to apply for credit, or contact the dealership directly for more information.



What if I Have Bad Credit?

At Downtown Auto Group, we understand that sometimes debt mounts for a number of reasons – and you might have a bad credit situation despite your best efforts. We will work with you to find a financial institution who will provide you with the credit to buy a used vehicle. That said, there are a few things you can do before applying for a loan which can help shore up a credit rating.

  • Check your credit report for any errors.
  • Pay off, or make current, any delinquent accounts.
  • Begin to make on-time payments on your active accounts.


Upfront Pricing

The Downtown Auto Group’s goal is to improve the experience of purchasing a vehicle, and that includes our commitment to upfront pricing. We stand by the promise that we price the car, not the customer. We regularly adjust our pricing to match the market value of the vehicle, ensuring you’ll get the best price every time you come in.