Not everyone has a perfect credit score, and sometimes you can end up with bad credit through no fault of your own. We know it can be a challenge to get financing when you have had credit problems, suffered unfortunate financial issues, or even when you’re just starting out and have no credit history. We’re here to help. Read on with the financial team here at Downtown Auto Group to learn what we can do to help you get the credit, and vehicle, you need.
Bad Credit
Improving Your Credit
If you’re concerned about your credit score before applying for financing, there are a handful of steps you can take to shore it up. The first is to check your existing credit report for any errors which may be negatively impacting your score. Secondly, you can pay off, or at least make current, any outstanding debts you owe on. If you spend several months making on-time payments on your existing accounts, it can also start raising your credit score, which may make it easier for you to borrow for your next vehicle.
Rebuilding Your Credit
If you secure a second chance or bad credit auto loan to help get you behind the wheel of the vehicle you need, it can help you rebuild your financial status. It can also help you to start building a positive credit reputation if you’re a first time borrower. Making sure you regularly make your payments will help improve that credit score, and will make getting financing easier in the future.
Get Bad Credit Financing with the Downtown Auto Group
The Downtown Auto Group carries cars from multiple brands including Ford, Lincoln, Nissan, Toyota, Lexus, Chrysler, Jeep, Dodge, Ram, Hyundai, Genesis and Infiniti. Each of our dealerships have financial experts on hand to help ensure you don’t get taken advantage of from an unreliable lender. You can contact us if you have any questions, and our team would be happy to assist you.
